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Loans against property:

Ardha Financial Services stands as the best financial services firm in Hyderabad, offering an array of solutions to cater to your diverse needs. One such solution is our Loan Against Property (LAP) program, designed to provide secured loans with your property as collateral. This financial instrument allows you to harness the untapped value of your real estate assets for a wide range of financial requirements.

The process of leveraging your property through LAP begins with a careful evaluation of your financial situation. With our guidance, you can select a lender with terms and conditions that are not only advantageous but also tailored to your specific needs

PURPOSE/BENEFITS

This loan can be taken for the following
purposes:

Benefits like High Loan Amounts,Lower Interest Rates,Flexible Tenure,The interest paid on a LAP is often tax-deductible under certain conditions, providing you with potential tax savings.

LAP has Diverse Usages and funds can be used for a variety of purposes,including business expansion, education, medical expenses, debt consolidation, or even buying another property.

ELIGIBILITY CRITERIA

To apply for a Loan Against Property, you need to meet certain eligibility criteria, including age, income, and property ownership.

DOCUMENTS REQUIRED

Ardha requires the standard KYC documents along with duly filled application forms to get started.
  • Property Papers
  • Identity Proof
  • Income Proof
  • Bank Statements
  • Application

LOAN AMOUNT

Ardha typically offer loans ranging from 50% to 70% of the property’s market value.

The exact percentage can vary from property to property Your income, along with your ability to repay the loan, plays a crucial role.

Ardha will assess your income and financial stability to determine how much you can borrow

BALANCE TRANSFER

Home Loan Balance Transfer helps you reduce your EMIs by moving your outstanding loan from other financial institutes to the one which offers smarter options.

Move your Home Loan outstanding balances to Ardha Housing Finance & Development and pay lower monthly installments and enjoy the savings for other things in life that matter to you and your family.

REPAYMENT OPTIONS

We encourage our customers to discuss their monthly sources of income and buckets of expenses at length to arrive at a number that they are comfortable serving as EMI's.

This EMI amount can be paid through Electronic Clearing Services (ECS) and the National Automated Clearing House (NACH).