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Commercial Loans:

These encompass an array of categories, such as term loans, lines of credit, commercial real estate loans, and Small Business Administration (SBA) loans. The key to success lies in identifying the loan that aligns perfectly with your enterprise's specific requirements. The right financial partner can make all the difference in securing the most advantageous loan terms and rates

That's why our team at Ardha consultancy, the best commercial loan firm in Hyderabad, is dedicated to helping businesses thrive by providing expert guidance and tailored financial solutions. With our wealth of experience and commitment to your goals, Ardha stands as your trusted partner for all your commercial loan needs in Hyderabad

PURPOSE

This loan can be taken for the following
purposes:

Commercial loans can serve various purposes, including real estate acquisition or development, equipment financing, inventory purchases, and general business expansion.

ELIGIBILITY CRITERIA

Ardha requires the standard KYC documents along with duly filled application forms to get started.

  • Business Plan
  • Collateral
  • Financial Statements
  • Debt-to-Income Ratio
  • Business Type and Industry
  • Down Payment
  • Personal Guarantees

DOCUMENTS REQUIRED

Ardha requires the standard KYC documents along with duly filled application forms to get started.
  • Business Plan
  • Personal and Business Financial Statements
  • Business &Personal Tax Returns
  • Collateral Documentation
  • Credit Report
  • Legal Documents and licenses
  • Loan application
  • Supplier and Customer Agreements
  • Insurance policies

LOAN AMOUNT

The maximum loan amount offered by Ardha can go up to ₹15 Crores, which helps you meet big-ticket expenses.

The Loan ratio stands for the percentage of the loan amount ,it may be 50-55 percent for commercial properties.

Application Process

Applying for a commercial loan typically involves submitting a detailed business plan, financial statements, and other documentation. The approval process can be lengthy, especially for larger loans.

REPAYMENT OPTIONS

Repayment terms may vary, but they are usually structured as monthly installments over a specific period of time, often ranging from a few years to several decades for real-estate loans