Build your home from scratch or
enhance your humble abode.

Housing Loan:

Ardha Home Loans takes pride in being recognized as the best housing loan in Hyderabad, setting the benchmark home loans tailored to the unique needs of first-time buyers across the nation. With an extensive banks network and a robust digital infrastructure, we are dedicated to facilitating home ownership and promoting social development, especially among marginalized communities .We've established a swift and seamless digital loan approval process, coupled with highly competitive interest rates and flexible EMIs, all aimed at elevating the overall home-buying experience for our cherished customers.

As When you choose Ardha Home Loans, you're not just securing a place to call home; you're partnering with the best housing loan firm in Hyderabad, driven by a passion for making your homeownership dreams a reality. Our dedication to service excellence and financial empowerment sets us apart in the realm of housing finance

PURPOSE

This loan can be taken for the following
purposes:

  • Purchase of a new or old house/flat
  • Purchase of new plot along with constructing a home on your own
  • Constructing a home on an already owned plot
  • Home extension to add a room, build extra space or add an additional floor to your already existing property
  • Loan transfer

ELIGIBILITY CRITERIA

Ardha requires the standard KYC documents along with duly filled application forms to get started.

  • Application form with all required details filled in.
  • Identity proof such as Pan Card, Voters ID Card, Passport.
  • Address proof such as electricity bill, ration card.
  • Income proof documents, if available.
  • Bank pass book or Bank Statements.
  • Property documents, if property identified.

DOCUMENTS REQUIRED

Ardha requires the standard KYC documents along with duly filled application forms to get started.
  • Application form with all required details filled in.
  • Identity proof such as Pan Card, Voters ID Card, Passport.
  • Address proof such as electricity bill, ration card.
  • Income proof documents, if available.
  • Bank pass book or Bank Statements.
  • Property documents, if property identified.

LOAN AMOUNT

You can avail Ardha Home loan up to 50,00,000 depending on the city you live in.

Also, the home loan amount is determined after assessing the individual’s requirement and the valuation of the property.

MAXIMUM REPAYMENT PERIOD

The maximum home loan tenure offered by Ardha is 25 years.

RATE OF INTEREST

Ardha Housing Finance provides home loans to customers at a competitive interest rate starting from 9.90% to 16%.

BALANCE TRANSFER

Home Loan Balance Transfer helps you reduce your EMIs by moving your outstanding loan from other financial institutes to the one which offers smarter options.

Move your Home Loan outstanding balances to Ardha Housing Finance & Development and pay lower monthly installments and enjoy the savings for other things in life that matter to you and your family.

REPAYMENT OPTIONS

We encourage our customers to discuss their monthly sources of income and buckets of expenses at length to arrive at a number that they are comfortable serving as EMI's.

This EMI amount can be paid through Electronic Clearing Services (ECS) and the National Automated Clearing House (NACH).